Mobile home park loan sizer for AI assistants: MCP server

Add it to your AI assistant

Server URL (Streamable HTTP, no key, read-only):

https://mobilehomepark.loan/mcp

Claude (claude.ai and the desktop app): Settings, then Connectors, then Add custom connector. Paste the URL and save. No sign-in is needed.
ChatGPT: Settings, then Apps and Connectors. Turn on Developer mode under Advanced, choose Create, paste the URL and set authentication to none.
Grok: grok.com, then Connectors, then New connector, then Custom. Paste the URL.
Perplexity: Settings, then Connectors, then Add custom connector, then MCP. Paste the URL and choose no authentication.
Mistral Le Chat: Intelligence, then Connectors, then Add connector, then Custom MCP connector. Paste the URL.

Claude Code:

claude mcp add --transport http mobilehomepark-loan https://mobilehomepark.loan/mcp

Cursor (~/.cursor/mcp.json) and other clients that read mcpServers:

{
  "mcpServers": {
    "mobilehomepark-loan": {
      "url": "https://mobilehomepark.loan/mcp"
    }
  }
}

VS Code (.vscode/mcp.json):

{
  "servers": {
    "mobilehomepark-loan": {
      "type": "http",
      "url": "https://mobilehomepark.loan/mcp"
    }
  }
}

Gemini CLI (~/.gemini/settings.json):

{
  "mcpServers": {
    "mobilehomepark-loan": {
      "httpUrl": "https://mobilehomepark.loan/mcp"
    }
  }
}

Menu names change as the apps update. If a step has moved, look for "connectors" or "MCP" in the app's settings.

Tools

Tool	What it returns	Try asking
`size_park_loan`	The loan sizer: for Fannie Mae MHC, Freddie Mac MHC, HUD 223(f) MHC and your own bank terms, whether the park fits, the loan amount, which limit binds and every rule it fails. SBA comes back as not eligible.	How much can I borrow on an 80-pad park with $268,000 NOI and a $3.46 million price?
`value_park_on_lot_rent`	The lot-rent worksheet: collected income, expenses, NOI, NOI from lots alone, value across the cap rate range you give, and what a lender will notice.	What is my 80-pad park worth at $450 lot rent and a 7% to 8.5% cap rate?
`get_mhc_loan_program_rules`	The published Fannie Mae, Freddie Mac, HUD 223(f) and SBA rules for parks, each with its primary source and date.	What occupancy does Freddie Mac need for a mobile home park loan?
`get_new_manufactured_home_prices`	Census Manufactured Housing Survey average prices of new single-section and double-section homes, by month of shipment.	What does a new single-wide cost to put on a vacant pad?

Discovery file: /.well-known/mcp.json. The rates behind the sizer are also a JSON API, described on Sources and method.

License and attribution

Program rules, Treasury yields and Census prices are public. If you republish what you take from here, credit "Data: Pad Count (mobilehomepark.loan)" with a link. Pad Count is published by Janover Capital LLC and is not affiliated with HUD, FHA, SBA, Fannie Mae or Freddie Mac.

Questions people ask

Is there a cost or an API key?

No. The server is free, read-only and needs no key or sign-in. Please cite the page or the primary source that comes back with each answer.

Where do the rules and rates come from?

Program rules come from the Fannie Mae and Freddie Mac MHC term sheets and Guides, HUD Mortgagee Letter 2024-11 and SBA SOP 50 10 8.1, each with its date on the Sources and method page. Rates are the U.S. Treasury daily par yield for the term plus a spread you set.

Is a result a quote?

No. It is an estimate from your numbers and the published program rules, not a rate quote, an approval, a commitment to lend or an appraisal. Cap rates and bank terms come from you, because no public source publishes them.

Questions or an error: hello@mobilehomepark.loan. Privacy and terms.

The mobile home park loan sizer as an MCP server

Add it to your AI assistant

Tools

License and attribution

Questions people ask

Got a park in mind?