https://mobilehomepark.loan/ Value a mobile home park on its lot rent, see which loan programs it fits and why, and send the deal to a commercial mortgage desk. en-us https://mobilehomepark.loan/guides/fannie-mae-vs-freddie-mac-mhc-loans/ https://mobilehomepark.loan/guides/fannie-mae-vs-freddie-mac-mhc-loans/ Sat, 24 Oct 2026 00:00:00 GMT Both agencies lend up to 80% at 1.25x on parks. Size floors, park-owned home caps and sponsor rules are where they split. Side by side, with a worked example. https://mobilehomepark.loan/guides/how-to-buy-a-mobile-home-park/ https://mobilehomepark.loan/guides/how-to-buy-a-mobile-home-park/ Sat, 24 Oct 2026 00:00:00 GMT Work out which loan a park qualifies for before you offer on it. The seven things a lender checks, in the order we'd check them. https://mobilehomepark.loan/guides/hud-223f-manufactured-home-communities/ https://mobilehomepark.loan/guides/hud-223f-manufactured-home-communities/ Sat, 24 Oct 2026 00:00:00 GMT HUD's MHC Program lends 90% at 1.11x on parks, but only to resident-owned, nonprofit, public, CDFI and Tribal buyers. Who qualifies, terms, an example. https://mobilehomepark.loan/guides/park-owned-homes-and-lenders/ https://mobilehomepark.loan/guides/park-owned-homes-and-lenders/ Sat, 24 Oct 2026 00:00:00 GMT Lenders count rent from homes the park owns, up to a cap: 25% of homes at Freddie Mac, 35% at Fannie Mae. How the share is measured and how to fix it. https://mobilehomepark.loan/guides/sba-loans-mobile-home-parks/ https://mobilehomepark.loan/guides/sba-loans-mobile-home-parks/ Sat, 24 Oct 2026 00:00:00 GMT SBA 7(a) and 504 loans can't finance a mobile home park. The SOP says so by name. What the rule says, why RV parks differ, and what to use instead. https://mobilehomepark.loan/guides/seller-financing-a-mobile-home-park/ https://mobilehomepark.loan/guides/seller-financing-a-mobile-home-park/ Sat, 24 Oct 2026 00:00:00 GMT A seller note can close the gap on a park purchase, but the first lender has to allow it and the park must cover both payments. A worked example, and the rules. https://mobilehomepark.loan/guides/tenant-site-lease-protections/ https://mobilehomepark.loan/guides/tenant-site-lease-protections/ Sat, 24 Oct 2026 00:00:00 GMT Agency park loans require 8 resident protections, including 60 days' notice of a sale or closure. The list, where Fannie and Freddie differ, and the cost. https://mobilehomepark.loan/guides/value-a-mobile-home-park-on-lot-rent/ https://mobilehomepark.loan/guides/value-a-mobile-home-park-on-lot-rent/ Sat, 24 Oct 2026 00:00:00 GMT A park's value is its NOI divided by a cap rate, and NOI starts with lot rent. A worked 80-pad example, the lender adjustments, and where sellers inflate it.